@import url('https://fonts.googleapis.com/css2?family=IBM+Plex+Serif:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400;1,500&family=IBM+Plex+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --white:   #FFFFFF;
  --navy:    #0D1B35;
  --slate:   #5C6E8A;
  --sapphire:#2B5BA8;
  --light-bg:#F4F6F9;
  --border:  #D5DCE8;
  --text-muted: #7A8CA0;
  --serif: 'IBM Plex Serif', 'Noto Serif', Georgia, serif;
  --sans:  'IBM Plex Sans', 'Lato', system-ui, sans-serif;
}

html { font-size: 16px; scroll-behavior: smooth; }
body {
  font-family: var(--sans);
  background: var(--white);
  color: var(--navy);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--sapphire); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; height: auto; display: block; }
ul, ol { padding-left: 1.4rem; }

/* ─── SITE HEADER ─── */
.site-header {
  background: var(--navy);
  border-bottom: 3px solid var(--sapphire);
  position: sticky;
  top: 0;
  z-index: 100;
}
.header-inner {
  max-width: 1260px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  gap: 32px;
}
.site-logo {
  font-family: var(--serif);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.02em;
  white-space: nowrap;
  flex-shrink: 0;
}
.site-logo span { color: #7BADF0; }

.main-nav { display: flex; align-items: center; gap: 0; }
.main-nav a {
  font-family: var(--sans);
  font-size: 0.82rem;
  font-weight: 500;
  color: #B8C8E0;
  padding: 0 13px;
  height: 64px;
  display: flex;
  align-items: center;
  border-bottom: 3px solid transparent;
  transition: color 0.2s, border-color 0.2s;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.main-nav a:hover,
.main-nav a.active {
  color: var(--white);
  border-bottom-color: var(--sapphire);
  text-decoration: none;
}

.nav-has-dropdown { position: relative; }
.nav-dropdown {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--navy);
  border: 1px solid #2a3d5a;
  border-top: 2px solid var(--sapphire);
  min-width: 240px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.35);
  z-index: 200;
}
.nav-has-dropdown:hover .nav-dropdown { display: block; }
.nav-dropdown a {
  height: auto;
  padding: 10px 18px;
  border-bottom: 1px solid #1e2d47;
  font-size: 0.8rem;
  display: block;
  color: #aac0d8;
  border-left: 3px solid transparent;
}
.nav-dropdown a:hover {
  color: var(--white);
  border-left-color: var(--sapphire);
  border-bottom: 1px solid #1e2d47;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: 0.3s;
}

/* ─── MOBILE NAV ─── */
@media (max-width: 1024px) {
  .hamburger { display: flex; }
  .main-nav {
    display: none;
    position: fixed;
    top: 64px;
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--navy);
    flex-direction: column;
    align-items: flex-start;
    padding: 24px;
    overflow-y: auto;
    gap: 0;
  }
  .main-nav.open { display: flex; }
  .main-nav a { height: auto; padding: 12px 0; border-bottom: 1px solid #1e2d47; width: 100%; font-size: 0.95rem; }
  .nav-dropdown { display: none !important; }
  .nav-has-dropdown > a::after { content: ' ▾'; font-size: 0.7em; }
}

/* ─── TOP BAR ─── */
.top-bar {
  background: #060e1e;
  padding: 8px 24px;
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 24px;
}
.top-bar a, .top-bar span {
  font-size: 0.78rem;
  color: #6e88a8;
}
.top-bar a:hover { color: #aac0d8; text-decoration: none; }

/* ─── HERO ─── */
.hero {
  background: var(--navy);
  padding: 0;
  overflow: hidden;
  position: relative;
}
.hero-inner {
  max-width: 1260px;
  margin: 0 auto;
  padding: 80px 24px 60px;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 60px;
  align-items: center;
}
.hero-content { }
.hero-eyebrow {
  font-family: var(--sans);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #7BADF0;
  margin-bottom: 20px;
}
.hero h1 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4vw, 3.1rem);
  font-weight: 600;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 20px;
  letter-spacing: -0.01em;
}
.hero-lead {
  font-size: 1.05rem;
  color: #8FA7C4;
  line-height: 1.7;
  max-width: 540px;
  margin-bottom: 36px;
}
.hero-cta-row { display: flex; gap: 14px; flex-wrap: wrap; }
.btn-primary {
  background: var(--sapphire);
  color: var(--white);
  font-family: var(--sans);
  font-size: 0.875rem;
  font-weight: 600;
  padding: 12px 28px;
  border: none;
  cursor: pointer;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: background 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.btn-primary:hover { background: #1e4a8f; text-decoration: none; color: var(--white); }
.btn-outline {
  background: transparent;
  color: #7BADF0;
  font-family: var(--sans);
  font-size: 0.875rem;
  font-weight: 600;
  padding: 11px 28px;
  border: 1px solid #3A5A80;
  cursor: pointer;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: border-color 0.2s, color 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.btn-outline:hover { border-color: var(--sapphire); color: var(--white); text-decoration: none; }
.hero-image-wrap {
  position: relative;
}
.hero-image-wrap img {
  width: 100%;
  height: 340px;
  object-fit: cover;
  border-left: 3px solid var(--sapphire);
}
.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border-top: 1px solid #1e2d47;
  max-width: 1260px;
  margin: 0 auto;
}
.hero-stat {
  padding: 22px 28px;
  border-right: 1px solid #1e2d47;
}
.hero-stat:last-child { border-right: none; }
.hero-stat-num {
  font-family: var(--serif);
  font-size: 1.9rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
  margin-bottom: 4px;
}
.hero-stat-label {
  font-size: 0.78rem;
  color: #5C6E8A;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-image-wrap { display: none; }
  .hero-stats { grid-template-columns: 1fr 1fr; }
}

/* ─── BREADCRUMB ─── */
.breadcrumb-bar {
  background: var(--light-bg);
  border-bottom: 1px solid var(--border);
  padding: 10px 24px;
}
.breadcrumb {
  max-width: 1260px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  color: var(--slate);
}
.breadcrumb a { color: var(--slate); }
.breadcrumb a:hover { color: var(--sapphire); }
.breadcrumb .sep { color: var(--border); }
.breadcrumb .current { color: var(--navy); font-weight: 500; }

/* ─── LAYOUT CONTAINERS ─── */
.container {
  max-width: 1260px;
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 64px 0; }
.section-sm { padding: 40px 0; }
.section-lg { padding: 88px 0; }

.section-header {
  margin-bottom: 48px;
}
.section-eyebrow {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--sapphire);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.section-eyebrow::after {
  content: '';
  display: block;
  width: 32px;
  height: 2px;
  background: var(--sapphire);
}
.section-title {
  font-family: var(--serif);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.25;
  letter-spacing: -0.01em;
}
.section-lead {
  font-size: 1.05rem;
  color: var(--slate);
  line-height: 1.7;
  max-width: 680px;
  margin-top: 14px;
}

/* ─── ASYMMETRIC PAGE LAYOUT ─── */
.page-layout {
  max-width: 1260px;
  margin: 0 auto;
  padding: 56px 24px;
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 56px;
  align-items: start;
}
.page-main { }
.page-sidebar { }

@media (max-width: 960px) {
  .page-layout { grid-template-columns: 1fr; gap: 40px; }
}

/* ─── ARTICLE CONTENT ─── */
.article-header { margin-bottom: 36px; padding-bottom: 28px; border-bottom: 2px solid var(--border); }
.article-category {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--sapphire);
  margin-bottom: 14px;
}
.article-title {
  font-family: var(--serif);
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 16px;
}
.article-meta {
  display: flex;
  align-items: center;
  gap: 20px;
  font-size: 0.8rem;
  color: var(--text-muted);
  flex-wrap: wrap;
}
.article-meta span { display: flex; align-items: center; gap: 5px; }
.article-lead {
  font-size: 1.1rem;
  color: var(--slate);
  line-height: 1.75;
  font-family: var(--serif);
  font-style: italic;
  margin-bottom: 32px;
  padding-left: 20px;
  border-left: 3px solid var(--sapphire);
}
.article-body h2 {
  font-family: var(--serif);
  font-size: 1.45rem;
  font-weight: 600;
  color: var(--navy);
  margin: 40px 0 16px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--border);
}
.article-body h3 {
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy);
  margin: 28px 0 12px;
}
.article-body p {
  font-size: 0.975rem;
  line-height: 1.75;
  color: #2a3d55;
  margin-bottom: 16px;
}
.article-body ul, .article-body ol {
  margin: 16px 0 20px;
}
.article-body li {
  font-size: 0.975rem;
  line-height: 1.7;
  color: #2a3d55;
  margin-bottom: 6px;
}
.article-body blockquote {
  background: var(--light-bg);
  border-left: 4px solid var(--sapphire);
  padding: 20px 24px;
  margin: 28px 0;
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.05rem;
  color: var(--navy);
}
.article-body .img-full { width: 100%; margin: 32px 0; }
.article-body .img-full img { width: 100%; height: 340px; object-fit: cover; }

/* ─── SIDEBAR ─── */
.sidebar-widget {
  border: 1px solid var(--border);
  margin-bottom: 28px;
}
.sidebar-widget-title {
  background: var(--navy);
  color: var(--white);
  font-family: var(--sans);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 12px 18px;
}
.sidebar-widget-body { padding: 18px; }
.sidebar-nav-list { list-style: none; padding: 0; }
.sidebar-nav-list li {
  border-bottom: 1px solid var(--border);
}
.sidebar-nav-list li:last-child { border-bottom: none; }
.sidebar-nav-list a {
  display: block;
  padding: 9px 0;
  font-size: 0.85rem;
  color: var(--navy);
  transition: color 0.2s, padding-left 0.2s;
}
.sidebar-nav-list a:hover {
  color: var(--sapphire);
  padding-left: 6px;
  text-decoration: none;
}
.sidebar-nav-list .active a {
  color: var(--sapphire);
  font-weight: 600;
}
.sidebar-std-item {
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.sidebar-std-item:last-child { border-bottom: none; }
.sidebar-std-code {
  background: var(--sapphire);
  color: var(--white);
  font-family: var(--sans);
  font-size: 0.68rem;
  font-weight: 700;
  padding: 2px 8px;
  white-space: nowrap;
  margin-top: 2px;
  flex-shrink: 0;
}
.sidebar-std-text { font-size: 0.82rem; color: var(--navy); line-height: 1.45; }
.sidebar-info-item {
  display: flex;
  gap: 10px;
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.82rem;
  color: var(--slate);
}
.sidebar-info-item:last-child { border-bottom: none; }
.sidebar-info-item strong { color: var(--navy); font-weight: 600; min-width: 80px; }

/* ─── CARDS GRID ─── */
.cards-grid {
  display: grid;
  gap: 2px;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
}
.cards-grid-2 { grid-template-columns: repeat(2, 1fr); }
.cards-grid-3 { grid-template-columns: repeat(3, 1fr); }
.cards-grid-4 { grid-template-columns: repeat(4, 1fr); }

@media (max-width: 960px) {
  .cards-grid-3, .cards-grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .cards-grid, .cards-grid-2, .cards-grid-3, .cards-grid-4 { grid-template-columns: 1fr; }
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  overflow: hidden;
  transition: box-shadow 0.2s;
}
.card:hover { box-shadow: 0 4px 20px rgba(13,27,53,0.1); }
.card-img img { width: 100%; height: 200px; object-fit: cover; }
.card-body { padding: 22px; }
.card-category {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--sapphire);
  margin-bottom: 8px;
}
.card-title {
  font-family: var(--serif);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 10px;
}
.card-title a { color: var(--navy); }
.card-title a:hover { color: var(--sapphire); text-decoration: none; }
.card-text {
  font-size: 0.875rem;
  color: var(--slate);
  line-height: 1.65;
  margin-bottom: 16px;
}
.card-meta {
  font-size: 0.78rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 14px;
  border-top: 1px solid var(--border);
}
.read-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--sapphire);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding-top: 14px;
  border-top: 1px solid var(--border);
  margin-top: 14px;
}
.read-more:hover { color: var(--navy); text-decoration: none; }

/* ─── DATA TABLE ─── */
.data-table-wrap { overflow-x: auto; margin: 24px 0; }
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.875rem;
}
.data-table thead {
  background: var(--navy);
  color: var(--white);
}
.data-table th {
  padding: 13px 16px;
  font-family: var(--sans);
  font-weight: 600;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  text-align: left;
}
.data-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--border);
  color: #2a3d55;
  vertical-align: top;
}
.data-table tbody tr:nth-child(even) { background: var(--light-bg); }
.data-table tbody tr:hover { background: #edf1f7; }
.td-code { font-family: monospace; font-size: 0.82rem; color: var(--sapphire); font-weight: 600; }
.td-tag {
  display: inline-block;
  background: #e8eff8;
  color: var(--sapphire);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 2px 8px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* ─── HIGHLIGHT BOX ─── */
.highlight-box {
  background: var(--light-bg);
  border: 1px solid var(--border);
  border-left: 4px solid var(--sapphire);
  padding: 24px 28px;
  margin: 28px 0;
}
.highlight-box-title {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px;
}
.highlight-box p { font-size: 0.9rem; color: var(--slate); line-height: 1.7; margin: 0; }

/* ─── STATS ROW ─── */
.stats-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border: 1px solid var(--border);
  margin: 40px 0;
}
.stat-item {
  padding: 28px 24px;
  border-right: 1px solid var(--border);
  text-align: center;
}
.stat-item:last-child { border-right: none; }
.stat-num {
  font-family: var(--serif);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-num span { color: var(--sapphire); }
.stat-label {
  font-size: 0.78rem;
  color: var(--slate);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
@media (max-width: 640px) {
  .stats-row { grid-template-columns: repeat(2, 1fr); }
  .stat-item:nth-child(2) { border-right: none; }
  .stat-item:nth-child(3) { border-right: 1px solid var(--border); }
}

/* ─── FEATURE STRIP ─── */
.feature-strip {
  background: var(--navy);
  padding: 56px 0;
}
.feature-strip-inner {
  max-width: 1260px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
}
.feature-strip-item {
  padding: 32px 36px;
  border-right: 1px solid #1e2d47;
}
.feature-strip-item:last-child { border-right: none; }
.feature-icon {
  width: 36px;
  height: 3px;
  background: var(--sapphire);
  margin-bottom: 18px;
}
.feature-strip-item h3 {
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 10px;
}
.feature-strip-item p {
  font-size: 0.875rem;
  color: #6e88a8;
  line-height: 1.65;
}
@media (max-width: 768px) {
  .feature-strip-inner { grid-template-columns: 1fr; }
  .feature-strip-item { border-right: none; border-bottom: 1px solid #1e2d47; }
  .feature-strip-item:last-child { border-bottom: none; }
}

/* ─── EDITORIAL LIST ─── */
.editorial-list { list-style: none; padding: 0; }
.editorial-list li {
  display: flex;
  gap: 20px;
  padding: 22px 0;
  border-bottom: 1px solid var(--border);
  align-items: flex-start;
}
.editorial-list li:last-child { border-bottom: none; }
.editorial-num {
  font-family: var(--serif);
  font-size: 1.6rem;
  font-weight: 300;
  color: var(--border);
  line-height: 1;
  flex-shrink: 0;
  width: 40px;
  text-align: right;
}
.editorial-content h4 {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 5px;
}
.editorial-content p {
  font-size: 0.875rem;
  color: var(--slate);
  line-height: 1.6;
}

/* ─── TWO-COL SECTION ─── */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: start;
}
.two-col-wide { grid-template-columns: 3fr 2fr; }
@media (max-width: 768px) {
  .two-col, .two-col-wide { grid-template-columns: 1fr; gap: 36px; }
}

/* ─── ACCENT SECTION ─── */
.accent-section {
  background: var(--light-bg);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

/* ─── CONTACT FORM ─── */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: 56px;
  align-items: start;
}
@media (max-width: 900px) {
  .contact-layout { grid-template-columns: 1fr; }
}
.form-group { margin-bottom: 20px; }
.form-label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 7px;
}
.form-control {
  width: 100%;
  padding: 11px 14px;
  font-family: var(--sans);
  font-size: 0.925rem;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--border);
  outline: none;
  transition: border-color 0.2s;
  -webkit-appearance: none;
  border-radius: 0;
}
.form-control:focus { border-color: var(--sapphire); }
textarea.form-control { resize: vertical; min-height: 120px; }
.form-check {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.85rem;
  color: var(--slate);
}
.form-check input { margin-top: 3px; flex-shrink: 0; }
.success-message {
  display: none;
  background: #d4edda;
  border: 1px solid #a8d5b4;
  border-left: 4px solid #1a7a3c;
  padding: 18px 22px;
  margin-top: 20px;
  font-size: 0.925rem;
  color: #1a5c2e;
}
.success-message strong { display: block; margin-bottom: 4px; font-size: 1rem; }

/* ─── CONTACT INFO ─── */
.contact-info-block {
  background: var(--navy);
  padding: 32px;
}
.contact-info-block h3 {
  font-family: var(--serif);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 24px;
  padding-bottom: 14px;
  border-bottom: 1px solid #1e2d47;
}
.contact-detail {
  display: flex;
  gap: 14px;
  margin-bottom: 20px;
  align-items: flex-start;
}
.contact-detail-label {
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--sapphire);
  margin-bottom: 3px;
  font-weight: 700;
}
.contact-detail-value {
  font-size: 0.9rem;
  color: #aac0d8;
  line-height: 1.5;
}
.contact-detail-value a { color: #aac0d8; }
.contact-detail-value a:hover { color: var(--white); }

/* ─── FOOTER ─── */
.site-footer {
  background: var(--navy);
  border-top: 3px solid var(--sapphire);
  padding: 60px 0 0;
}
.footer-inner {
  max-width: 1260px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
}
.footer-brand h2 {
  font-family: var(--serif);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 12px;
}
.footer-brand h2 span { color: #7BADF0; }
.footer-brand p {
  font-size: 0.85rem;
  color: #5C6E8A;
  line-height: 1.65;
  max-width: 280px;
}
.footer-col h4 {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #7BADF0;
  margin-bottom: 18px;
  padding-bottom: 10px;
  border-bottom: 1px solid #1e2d47;
}
.footer-col ul { list-style: none; padding: 0; }
.footer-col li { margin-bottom: 8px; }
.footer-col a {
  font-size: 0.845rem;
  color: #5C6E8A;
  transition: color 0.2s;
}
.footer-col a:hover { color: #aac0d8; text-decoration: none; }
.footer-address {
  font-size: 0.845rem;
  color: #5C6E8A;
  line-height: 1.7;
}
.footer-address a { color: #5C6E8A; }
.footer-address a:hover { color: #aac0d8; }
.footer-bottom {
  max-width: 1260px;
  margin: 0 auto;
  padding: 18px 24px;
  margin-top: 48px;
  border-top: 1px solid #1e2d47;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-copyright { font-size: 0.78rem; color: #3A5070; }
.footer-policy-links { display: flex; gap: 20px; flex-wrap: wrap; }
.footer-policy-links a { font-size: 0.78rem; color: #3A5070; }
.footer-policy-links a:hover { color: #7BADF0; text-decoration: none; }

@media (max-width: 960px) {
  .footer-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .footer-inner { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
}

/* ─── SECTION DIVIDER ─── */
.divider { height: 1px; background: var(--border); margin: 48px 0; }
.divider-thick { height: 2px; background: var(--navy); margin: 40px 0; }

/* ─── TAGS ─── */
.tag-list { display: flex; flex-wrap: wrap; gap: 8px; margin: 16px 0; }
.tag {
  background: var(--light-bg);
  border: 1px solid var(--border);
  color: var(--slate);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 4px 12px;
  text-transform: uppercase;
  cursor: pointer;
}
.tag:hover { background: var(--sapphire); color: var(--white); border-color: var(--sapphire); text-decoration: none; }
.tag.active { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* ─── BANNER ─── */
.section-banner {
  background: var(--navy);
  padding: 48px 60px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 32px;
}
.section-banner h3 {
  font-family: var(--serif);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 6px;
}
.section-banner p { font-size: 0.9rem; color: #5C6E8A; }
@media (max-width: 640px) {
  .section-banner { padding: 32px 24px; flex-direction: column; align-items: flex-start; }
}

/* ─── POLICY PAGES ─── */
.policy-wrap {
  max-width: 820px;
  margin: 0 auto;
  padding: 56px 24px 80px;
}
.policy-header {
  margin-bottom: 40px;
  padding-bottom: 24px;
  border-bottom: 2px solid var(--border);
}
.policy-header h1 {
  font-family: var(--serif);
  font-size: 2rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px;
}
.policy-date { font-size: 0.82rem; color: var(--text-muted); }
.policy-body h2 {
  font-family: var(--serif);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--navy);
  margin: 36px 0 12px;
  padding-bottom: 6px;
  border-bottom: 1px solid var(--border);
}
.policy-body h3 {
  font-family: var(--serif);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy);
  margin: 22px 0 8px;
}
.policy-body p { font-size: 0.95rem; line-height: 1.75; color: #2a3d55; margin-bottom: 14px; }
.policy-body ul { margin: 12px 0 16px; }
.policy-body li { font-size: 0.95rem; line-height: 1.7; color: #2a3d55; margin-bottom: 5px; }
.policy-body a { color: var(--sapphire); }
.policy-contact-box {
  background: var(--light-bg);
  border: 1px solid var(--border);
  padding: 24px 28px;
  margin-top: 36px;
}
.policy-contact-box h4 {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
}
.policy-contact-box p { font-size: 0.9rem; color: var(--slate); margin: 0; }

/* ─── SITEMAP ─── */
.sitemap-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 40px;
}
@media (max-width: 768px) {
  .sitemap-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .sitemap-grid { grid-template-columns: 1fr; }
}
.sitemap-group h3 {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 14px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--sapphire);
}
.sitemap-group ul { list-style: none; padding: 0; }
.sitemap-group li { margin-bottom: 7px; }
.sitemap-group a { font-size: 0.875rem; color: var(--slate); }
.sitemap-group a:hover { color: var(--sapphire); }

/* ─── COMPARISON BLOCKS ─── */
.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
  margin: 28px 0;
  background: var(--border);
}
.comparison-col {
  background: var(--white);
  padding: 28px;
}
.comparison-col-header {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--white);
  background: var(--navy);
  padding: 12px 18px;
  margin: -28px -28px 20px;
}
.comparison-col-header span {
  font-family: var(--sans);
  font-size: 0.7rem;
  font-weight: 400;
  color: #5C6E8A;
  display: block;
  margin-top: 2px;
}
.comparison-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.875rem;
  color: #2a3d55;
}
.comparison-item:last-child { border-bottom: none; }
.check-icon { color: #1a7a3c; font-weight: 700; flex-shrink: 0; }
.cross-icon { color: #c0392b; font-weight: 700; flex-shrink: 0; }
@media (max-width: 640px) {
  .comparison-grid { grid-template-columns: 1fr; }
}

/* ─── PAGE HERO (inner pages) ─── */
.page-hero {
  background: var(--navy);
  padding: 48px 0 40px;
  border-bottom: 3px solid var(--sapphire);
}
.page-hero-inner {
  max-width: 1260px;
  margin: 0 auto;
  padding: 0 24px;
}
.page-hero-cat {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #7BADF0;
  margin-bottom: 12px;
}
.page-hero h1 {
  font-family: var(--serif);
  font-size: clamp(1.6rem, 3vw, 2.5rem);
  font-weight: 600;
  color: var(--white);
  line-height: 1.2;
  max-width: 700px;
}
.page-hero-sub {
  font-size: 1rem;
  color: #6e88a8;
  margin-top: 12px;
  max-width: 600px;
}

/* ─── ACCORDION ─── */
.accordion-item {
  border: 1px solid var(--border);
  margin-bottom: 4px;
}
.accordion-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 20px;
  cursor: pointer;
  background: var(--white);
  transition: background 0.15s;
}
.accordion-header:hover { background: var(--light-bg); }
.accordion-header.open { background: var(--light-bg); border-left: 3px solid var(--sapphire); }
.accordion-title {
  font-family: var(--serif);
  font-size: 0.975rem;
  font-weight: 600;
  color: var(--navy);
}
.accordion-icon {
  font-size: 0.75rem;
  color: var(--slate);
  transition: transform 0.2s;
  flex-shrink: 0;
}
.accordion-header.open .accordion-icon { transform: rotate(180deg); }
.accordion-body {
  display: none;
  padding: 20px 20px 24px;
  font-size: 0.9rem;
  color: var(--slate);
  line-height: 1.7;
  border-top: 1px solid var(--border);
}
.accordion-body.open { display: block; }

/* ─── TIMELINE ─── */
.timeline { position: relative; padding-left: 28px; }
.timeline::before {
  content: '';
  position: absolute;
  left: 8px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--border);
}
.timeline-item {
  position: relative;
  padding-bottom: 32px;
}
.timeline-item::before {
  content: '';
  position: absolute;
  left: -24px;
  top: 5px;
  width: 10px;
  height: 10px;
  background: var(--sapphire);
  border: 2px solid var(--white);
  outline: 2px solid var(--sapphire);
}
.timeline-year {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--sapphire);
  text-transform: uppercase;
  margin-bottom: 6px;
}
.timeline-title {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
.timeline-text {
  font-size: 0.875rem;
  color: var(--slate);
  line-height: 1.65;
}

/* ─── UTIL ─── */
.text-center { text-align: center; }
.text-right { text-align: right; }
.mt-0 { margin-top: 0; }
.mt-24 { margin-top: 24px; }
.mt-40 { margin-top: 40px; }
.mt-56 { margin-top: 56px; }
.mb-0 { margin-bottom: 0; }
.mb-16 { margin-bottom: 16px; }
.mb-32 { margin-bottom: 32px; }
.navy-bg { background: var(--navy); }
.light-bg { background: var(--light-bg); }
.full-width { width: 100%; }
.bold { font-weight: 700; }
.serif { font-family: var(--serif); }